Common questions
Should I pick the job with the higher salary or the higher super?
It depends on your priorities. A higher salary gives you more cash now; higher super builds more for retirement (taxed lightly along the way). This tool shows both the take-home and the total package so you can weigh them.
Can I compare three offers at once?
Yes — switch on 'Compare a third offer' to add Offer C. The tool then ranks all three on take-home and flags the highest, and tells you if a different offer wins on total package.
Does this include my HECS/HELP repayment?
Yes — tick the HELP/HECS toggle and each offer's take-home will include the compulsory repayment based on 2026-27 thresholds, since a higher salary can mean a higher repayment.
How is take-home calculated?
We apply the 2026-27 resident tax brackets, the Low Income Tax Offset, the 2% Medicare levy and, if selected, your HELP repayment. Super is shown separately as it is paid on top of your salary, and is taxed at just 15% in the fund rather than at your marginal rate — so a dollar of extra super is worth about 85c of retirement savings when weighing it against take-home cash.