Enter your salary and watch it break down — take-home, tax, Medicare, HECS and super — with a clear visual of where your money goes, your true tax rate, how you compare, and what next year's tax cut is worth. Built on the 2026-27 ATO rates.
Based on ATO taxable-income distribution — an approximate guide.
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How your income tax splits across the brackets — most people pay far less than their top rate overall.
The same engine powers every calculation here — one income picture, every life event it touches.
Your take-home pay, visualised — tax, super, HECS and where every dollar goes.
LiveTake-home, super and the income gap across your leave.
LiveEntitlement, the tax-free portion and net pay in hand.
LiveInto super, onto the mortgage, or kept as cash — compared.
LiveThe real after-tax cost of packaging your next car.
LiveChattel mortgage, lease or cash for a work vehicle.
LiveExtra repayments and offset, years and interest saved.
LiveTwo or three offers on real take-home and total package.
LiveWhat you actually keep from a raise after tax and HECS.
LiveYour 2026-27 compulsory study-loan repayment, worked out.
LiveWhat is changing in 2026-27 and 2027, in plain English.
LiveEstimate your refund from income, tax withheld and deductions.
LiveYour home loan repayment, total interest and payoff — visualised.
LiveProject your super balance and retirement income to age 67.
LiveAdd or remove 10% GST on any amount, instantly.
LiveThe day rate that matches a salary — or the salary a rate is worth.
LiveYour gross pay with overtime and penalty rates.
LiveYour real salary-packaging benefit, including the HECS effect.
LiveHow much tax on a bonus, and what you actually keep.
LiveYour 70c-per-hour work-from-home deduction and tax saving.
LiveTax on unused annual and long service leave when you leave.