MoneyMilestones
Overtime & penalty rates

What is your pay with overtime?

Add your hours at each rate — ordinary, time-and-a-half, double time and public holidays — to see your total gross pay. Perfect for shift and hourly workers.

1

Your hours

I am casual (add 25% loading)
RateHoursPay
Ordinary1.0×
Time-and-a-half1.5× · overtime, Saturday
Double time2.0× · later overtime, Sunday
Double time and a half2.5× · public holidays
2

Your pay

Gross pay for these hours
$0
Total hours
Average rate
Gross pay
If these are your weekly hours, that is about a year before tax. Penalty multipliers vary by award and agreement — these are common examples. Check your award for the exact rates that apply to you.

Common questions

How is overtime pay calculated?
Overtime is your base hourly rate multiplied by a penalty rate for the extra hours — commonly time-and-a-half (1.5x) for the first few overtime hours and double time (2x) after that. Multiply the hours in each band by the rate and add them up.
What are penalty rates?
Penalty rates are higher rates for hours worked at less sociable times — evenings, weekends and public holidays. Typical examples are 1.5x on Saturdays, 2x on Sundays and 2.5x on public holidays, though the exact rates depend on your award or agreement.
Does casual loading stack with penalty rates?
Usually the casual loading (commonly 25%) is added to the base rate, and penalty rates then apply — but how they combine varies by award. Turn on the casual option to include the loading, and check your specific award for how they interact.
Is overtime taxed more?
No. Overtime is taxed at your normal marginal rate like the rest of your pay. It can look heavily taxed on a single payslip because a big week pushes up that pay period's withholding, but it evens out across the year.